{"id":1898,"date":"2024-06-20T09:06:37","date_gmt":"2024-06-20T06:06:37","guid":{"rendered":"https:\/\/dk-law.bg\/personal-loans\/"},"modified":"2026-09-23T22:47:00","modified_gmt":"2026-09-23T19:47:00","slug":"personal-loans","status":"publish","type":"page","link":"https:\/\/dk-law.bg\/en\/personal-loans\/","title":{"rendered":"Personal Loans"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1898\" class=\"elementor elementor-1898 elementor-173\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ceaa3e4 e-flex e-con-boxed e-con e-parent\" data-id=\"ceaa3e4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-36e304f e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"36e304f\" data-element_type=\"container\" data-e-type=\"container\" id=\"side-fixed\">\n\t\t\t\t<div class=\"elementor-element elementor-element-824e590 elementor-widget elementor-widget-sidebar\" data-id=\"824e590\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"side-fixed\" data-widget_type=\"sidebar.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<aside id=\"nav_menu-2\" class=\"widget widget_nav_menu\"><nav class=\"menu-sidebar-container\" aria-label=\"Menu\"><ul id=\"menu-sidebar\" class=\"menu\"><li id=\"menu-item-1756\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1756\"><a href=\"https:\/\/dk-law.bg\/nedvizhimi-imoti\/\" class=\"menu-link\">Real Estate Law<\/a><\/li>\n<li id=\"menu-item-1755\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1755\"><a href=\"https:\/\/dk-law.bg\/nasledstveno-pravo\/\" class=\"menu-link\">Inheritance Law<\/a><\/li>\n<li id=\"menu-item-1754\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1754\"><a href=\"https:\/\/dk-law.bg\/dogovorno-pravo\/\" class=\"menu-link\">Contract Law<\/a><\/li>\n<li id=\"menu-item-1753\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1753\"><a href=\"https:\/\/dk-law.bg\/korporativno-pravo\/\" class=\"menu-link\">Corporate Law<\/a><\/li>\n<li id=\"menu-item-1752\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1752\"><a href=\"https:\/\/dk-law.bg\/trudovo-i-osiguritelno-pravo\/\" class=\"menu-link\">Labor and Social Security Law<\/a><\/li>\n<li id=\"menu-item-1751\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1751\"><a href=\"https:\/\/dk-law.bg\/energetika-i-okolna-sreda\/\" class=\"menu-link\">Energy and Environmental Law<\/a><\/li>\n<li id=\"menu-item-1750\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1750\"><a href=\"https:\/\/dk-law.bg\/migracionno-pravo\/\" class=\"menu-link\">Immigration Law<\/a><\/li>\n<li id=\"menu-item-1749\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1749\"><a href=\"https:\/\/dk-law.bg\/administrativni-proceduri\/\" class=\"menu-link\">Administrative Procedures<\/a><\/li>\n<li id=\"menu-item-1748\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1748\"><a href=\"https:\/\/dk-law.bg\/byrzi-krediti\/\" class=\"menu-link\">Personal Loans<\/a><\/li>\n<li id=\"menu-item-1747\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1747\"><a href=\"https:\/\/dk-law.bg\/sdelki-s-mps\/\" class=\"menu-link\">Motor Vehicle Transactions<\/a><\/li>\n<\/ul><\/nav><\/aside>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4f9b9a4 e-con-full e-flex e-con e-child\" data-id=\"4f9b9a4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9895883 elementor-widget elementor-widget-image\" data-id=\"9895883\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"689\" height=\"267\" src=\"https:\/\/dk-law.bg\/wp-content\/uploads\/sdtfgyuio.png\" class=\"attachment-full size-full wp-image-1886\" alt=\"\u0410\u0434\u0432\u043e\u043a\u0430\u0442 \u0431\u044a\u0440\u0437\u0438 \u043a\u0440\u0435\u0434\u0438\u0442\u0438 \u0432 \u0421\u043e\u0444\u0438\u044f - \u0430\u043d\u0430\u043b\u0438\u0437 \u0438 \u043e\u0441\u043f\u043e\u0440\u0432\u0430\u043d\u0435 \u043d\u0430 \u0441\u043a\u043b\u044e\u0447\u0435\u043d\u0438 \u0434\u043e\u0433\u043e\u0432\u043e\u0440\u0438 \u0437\u0430 \u043f\u0440\u0435\u0434\u043e\u0441\u0442\u0430\u0432\u044f\u043d\u0435 \u043d\u0430 \u0431\u044a\u0440\u0437\u0438 \u043a\u0440\u0435\u0434\u0438\u0442\u0438\" srcset=\"https:\/\/dk-law.bg\/wp-content\/uploads\/sdtfgyuio.png 689w, https:\/\/dk-law.bg\/wp-content\/uploads\/sdtfgyuio-300x116.png 300w, https:\/\/dk-law.bg\/wp-content\/uploads\/sdtfgyuio-150x58.png 150w\" sizes=\"(max-width: 689px) 100vw, 689px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45a9012 elementor-widget elementor-widget-heading\" data-id=\"45a9012\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Personal Loans<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-af59916 e-con-full e-flex e-con e-child\" data-id=\"af59916\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-151b874 elementor-widget elementor-widget-text-editor\" data-id=\"151b874\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: justify;\">Nowadays, <a href=\"https:\/\/dk-law.bg\/en\/quick-loans-legal-protection-against-unlawful-contract-terms\/\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline;\">loans, disbursed by non-banking financial institutions<\/span><\/a>, are beginning to gain more and more popularity in Bulgaria. Since the supervision of the activities of non-banking financial institutions is considerably less strict than the regulatory control of banks, it is very common for the personal loan contracts, as well as their general terms and conditions, to contain unlawful clauses and\/or hidden \u201ctraps\u201d.<\/p><p style=\"text-align: justify;\">In the event of a personal loan dispute with a non-banking financial institution, it\u2019s strongly recommended to consult with an attorney at your earliest convenience, as that could determine the positive outcome of your case.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d2d5063 elementor-widget elementor-widget-toggle\" data-id=\"d2d5063\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2211\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2211\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Contracts for personal loans<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2211\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2211\"><p style=\"text-align: justify;\">&#8211; provision of consultations, preparation of legal statement and assistance in relation to concluded <a href=\"https:\/\/dk-law.bg\/en\/quick-loans-legal-protection-against-unlawful-contract-terms\/\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline;\">contracts for personal loans<\/span><\/a>;<\/p><p style=\"text-align: justify;\">&#8211; Obtaining information from the <a href=\"https:\/\/www.bnb.bg\/AboutUs\/AUFAQ\/index.htm?toLang=_EN\" target=\"_blank\" rel=\"noopener\">Central Credit Register<\/a>;<\/p><p style=\"text-align: justify;\">&#8211; analysis of contracts for personal loans regarding the presence of illegal \/ void clauses.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2212\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2212\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Court proceedings<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2212\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2212\"><p style=\"text-align: justify;\">&#8211; legal representation and defense in any disputes in relation to concluded contracts for personal loans.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5b3f2380 e-flex e-con-boxed e-con e-parent\" data-id=\"5b3f2380\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3210f73 e-con-full e-flex e-con e-child\" data-id=\"3210f73\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4f92c745 elementor-widget elementor-widget-heading\" data-id=\"4f92c745\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Need legal assistance?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d8c51f1 elementor-widget elementor-widget-text-editor\" data-id=\"1d8c51f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You can send a request for consultation \/ provision of legal assistance using the special inquiry form &#8220;Need assistance?&#8221; or directly to the e-mail address of Atty. Dilyan Kolev &#8211; <a href=\"mailto:kolev@dk-law.bg\"><span style=\"text-decoration: underline;\">kolev@dk-law.bg<\/span><\/a>.<\/p><p>Please, describe in detail your case and the legal assistance you are seeking.<\/p><p>You can expect to receive a prompt response with instructions for provision of additional documentation \/ information or an invitation for setting up a call \/ meeting to discuss the matter further (if needed).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-610294c6 e-con-full e-flex e-con e-child\" data-id=\"610294c6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d2854eb elementor-widget elementor-widget-wpforms\" data-id=\"1d2854eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wpforms.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style id=\"wpforms-css-vars-elementor-widget-1d2854eb\">\n\t\t\t\t.elementor-widget-wpforms.elementor-element-1d2854eb {\n\t\t\t\t--wpforms-field-border-color: #00000000;\n--wpforms-field-border-color-spare: #00000000;\n--wpforms-button-background-color: #9D1D20;\n\t\t\t}\n\t\t\t<\/style><div class=\"wpforms-container wpforms-container-full wpforms-render-modern\" id=\"wpforms-97\"><form id=\"wpforms-form-97\" class=\"wpforms-validate wpforms-form wpforms-ajax-form\" data-formid=\"97\" method=\"post\" enctype=\"multipart\/form-data\" action=\"\/en\/wp-json\/wp\/v2\/pages\/1898\" data-token=\"b4d0187b1d6409c43e7a84341f1ab4c2\" data-token-time=\"1792788626\"><noscript class=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/noscript><div id=\"wpforms-error-noscript\" style=\"display: none;\">Please enable JavaScript in your browser to complete this form.<\/div><div class=\"wpforms-field-container\"><div id=\"wpforms-97-field_0-container\" class=\"wpforms-field wpforms-field-name wpforms-one-half wpforms-first\" data-field-id=\"0\"><label class=\"wpforms-field-label wpforms-label-hide\" for=\"wpforms-97-field_0\" aria-hidden=\"false\">Name <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"text\" id=\"wpforms-97-field_0\" class=\"wpforms-field-large wpforms-field-required\" name=\"wpforms[fields][0]\" placeholder=\"Name and surname\" aria-errormessage=\"wpforms-97-field_0-error\" required><\/div><div id=\"wpforms-97-field_1-container\" class=\"wpforms-field wpforms-field-email wpforms-one-half\" data-field-id=\"1\"><label class=\"wpforms-field-label wpforms-label-hide\" for=\"wpforms-97-field_1\" aria-hidden=\"false\">E-mail <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"email\" id=\"wpforms-97-field_1\" class=\"wpforms-field-large wpforms-field-required\" name=\"wpforms[fields][1]\" placeholder=\"E-mail\" spellcheck=\"false\" aria-errormessage=\"wpforms-97-field_1-error\" required><\/div><div id=\"wpforms-97-field_4-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"4\"><label class=\"wpforms-field-label wpforms-label-hide\" for=\"wpforms-97-field_4\" aria-hidden=\"false\">Single Line Text <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"text\" id=\"wpforms-97-field_4\" class=\"wpforms-field-large wpforms-field-required\" name=\"wpforms[fields][4]\" placeholder=\"About\" aria-errormessage=\"wpforms-97-field_4-error\" required><\/div>\t\t<div id=\"wpforms-97-field_2-container\"\n\t\t\tclass=\"wpforms-field wpforms-field-text\"\n\t\t\tdata-field-type=\"text\"\n\t\t\tdata-field-id=\"2\"\n\t\t\t>\n\t\t\t<label class=\"wpforms-field-label\" for=\"wpforms-97-field_2\" >Text or E-mail<\/label>\n\t\t\t<input type=\"text\" id=\"wpforms-97-field_2\" class=\"wpforms-field-medium\" name=\"wpforms[fields][2]\" >\n\t\t<\/div>\n\t\t<div id=\"wpforms-97-field_3-container\" class=\"wpforms-field wpforms-field-textarea\" data-field-id=\"3\"><label class=\"wpforms-field-label wpforms-label-hide\" for=\"wpforms-97-field_3\" aria-hidden=\"false\">Comment or Message <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><textarea id=\"wpforms-97-field_3\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][3]\" placeholder=\"Describe your case....\" aria-errormessage=\"wpforms-97-field_3-error\" required><\/textarea><\/div><script>\n\t\t\t\t( function() {\n\t\t\t\t\tconst style = document.createElement( 'style' );\n\t\t\t\t\tstyle.appendChild( document.createTextNode( '#wpforms-97-field_2-container { position: absolute !important; 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